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Caring For Aging Parents
Following is some information put together by MetLife Consumer Education Center and
reviewed by the National Council on Aging. It's their Life Advice® Program guide
about Caring for an Aging Loved One*
| *"Loved one" can describe many specific individuals in your life.
For simplistic reasons, this guide uses the term broadly, and also uses forms
of the pronoun "he." |
Caring For Aging Parents Is Universal
When you think of family, your loved ones come to mind — a spouse, children,
parents, grandparents, perhaps an aunt or uncle, or even someone special whom you
consider "family." And, if you're lucky, these people are with you today,
sharing in and contributing to fulfilling family life.
According to statistics, there's a good chance you will be enjoying their company
for many years to come. Thanks to healthier lifestyles, advances in medicine and improved
living conditions, the average life expectancy of a man today is 72, and it's 79 for
a woman.
But with individuals living longer, the role of many adults has changed. Even if
your aging parents are self-sufficient today, there is no guarantee their independent
lifestyle and good physical health will continue. Eventually you may have the responsibility
of arranging for their care. No one likes to think about the consequences of growing
old, so this isn't an easy subject to bring up. But if you prepare and make plans
now, you can lessen the stress and guilt during a crisis situation.
Calculate the Future
For starters, take a good look at your aging parent's financial picture. Explain that,
not only do you want them to be comfortable in their retirement years, but you also
want to arrange for their assets to be transferred according to their wishes upon
their death. Talk with your aging parents about their intentions, and include other
family members in these discussions. Be direct and honest. Tell them your concerns,
listen to theirs. That way if the time ever comes when your loved one cannot participate
in the decision making, you'll know you are not acting alone, but carrying out their
wishes.
Following are just a few questions that may help you in this process:
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Does your aging parent
have a will that has been reviewed within the past three years?
Yes ___ or No ___
Do you know where to find all your parent's financial and
legal papers and advisors?
Yes ___ or No ___
Do you know the approximate annual cost of maintaining your
parent's current lifestyle in retirement, and do you know if they have sufficient
financial resources to do so?
Yes ___ or No ___
If you are concerned about the mental or physical health
of your aging parents, have you considered the use of a durable power of attorney?
Yes ___ or No ___
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Living Arrangements and Care Options
When discussing who will provide continuous daily care for your aging parents, you
can choose from these general categories:
Independent living.
Your parents stay in their own home or rent an apartment and provide for themselves.
You oversee the situation and offer assistance and guidance when necessary. |
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Assisted-living community.
Your aging parents live independently in a facility that provides some additional
support, such as light housekeeping or daily meals. The facility may or may not
have a nursing care option available for residents who become ill. |
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Adult day services.
A community-based group program helps meet the needs of your aging parents through
an individualized plan of care. Such programs provide a structured comprehensive
program in a protective setting for a part of each day, for example, while you're
at work. |
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Home care.
You become responsible for seeing that your aging parent's needs are met around
the clock. You can move in with them or move your parents into your home, and, if
necessary, either hire home health care professionals or become the sole caregiver
yourself. |
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An intermediate care or skilled care facility, such
as a nursing home.
These facilities are designed for people who need continuous, professional care
at some level. Ask doctors, hospital discharge planners, social workers and friends
for suggestions. You can also obtain a catalog of nursing homes from your state
department of health or state agency on aging. |
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Discuss with your parents what might happen if you can't maintain the level of care
needed for them at home. Often people dread the idea of nursing homes and hospitals,
but they may become necessary. On the other hand, these options may be out of financial
reach so all other options must be exhausted first. Remind your parents that the final
decisions will depend largely on their health and finances at the time. Explain that
you will try to carry out their preferences, but don't make promises you may not be
able to keep.
Is Home Care the Answer?
If you think that home care may be the best alternative for your aging parents, consider
the following factors:
Physical and mental health.
Even if your parents are in good health now, chronic and accelerating illnesses often
accompany advancing age, and their state of health may change quickly. Such changes
may dictate the type and level of care needed. Can your parents manage routine chores
and necessary tasks such as personal grooming, cooking, shopping, house and yard work
and managing their finances? The more they can do for themselves, the greater their
choices will be.
Financial Resources.
How much care will your parents be able to pay for? How complex will that care be? Will
they need custodial or skilled care? Are you prepared to subsidize the expenses? You
may think your aging parents have adequate financial reserves now, but those funds could
be depleted if they live another 15 years or more or if they come down with a serious
illness. Long-term care is expensive, whether you deliver the care or place your parents
in a nursing home. Depending on where you live, home care can cost up to $35,000 a year
and nursing home care can cost more than $55,000 a year.
Your own family arrangement.
If you are married, your partner's feelings about the possibility of your becoming the
care provider should be considered. And don't forget your children, especially if they
still live at home. If there are disagreements, counseling might be a nonthreatening
way to let all family members speak their minds.
Family support.
The family unit is a major support system. Do you have family — or close friends
— willing to share in the caregiving or to lend financial or moral support? If
so, accept help if they offer — and don't be afraid to ask for assistance.
Community services.
If you plan to assume complete responsibility for your aging parents, be sure to check
out community support services. Caretaker burnout can be avoided if you make good use
of services from the beginning. To find out what's available, start with your local
Area Agency on Aging or call the social services office at a local hospital. Some possibilities:
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Contact a local geriatric care manager with proper credentials.
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Hire a housecleaning or yard service.
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Find a transportation volunteer through your church or local senior service organizations
to drive your parents to medical appointments or deliver groceries and prescriptions.
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Use a meal service such as Meals on Wheels.
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Enlist the services of a visiting nurse or a home health aide.
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Inquire about senior center information and referral resources and adult day service
facilities.
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Contact the local chapters of associations, such as the Arthritis Foundation,
the Alzheimer's Association, YMCA, American Red Cross and Veteran's Administration.
They're often pipelines to the services available in your community.
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Be good to yourself. Don't be a martyr — ask family and friends to help
out. Consider joining a support group
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Making the Transition
Change is difficult for everyone, especially for the elderly, who may feel they already
have lost control over much of their lives. If a new living arrangement involves uprooting
a loved one to another city or town, they will need a considerate and caring transition.
It helps to include him in the decision. If you are caring for your parents long-distance,
you may want to use the services of a geriatric
care manager. For a fee, trained professionals provide a variety of services, such
as helping to choose a health care facility, evaluating and monitoring care, and helping
with activities of daily living.
Preparing Your Home
If you've decided care in your home is appropriate, you'll probably need to make some
changes around the house. Changes can be as complex as adding another bathroom or converting
a first-floor den into a bedroom or as simple as attaching a safety rail to the shower
stall or having an amplified receiver installed on the telephone. Here are a few examples
to get you started thinking:
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Install a help alert system.
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Remove clutter, sharp objects and throw rugs.
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Install nonskid strips in showers and bathtubs.
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Place a flashlight by the bed.
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Install night-lights in halls and bathrooms.
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Install railings next to all stairways and steps.
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Set the hot water heater to a lower temperature.
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Take a certified CPR course. In addition, you'll want to make your loved one feel
welcome in your home by displaying his favorite possessions — particularly
mementos and photographs — in plain sight
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Adjustment Strategies
Most people picture a loved one, particularly a spouse or parent, as eternally strong
and capable. It's as hard for you to adjust to a loved one's physical decline as it
is for him. Here are some ways to help both of you:
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Make routines easy-to-follow, and try to stick to a schedule.
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Good grooming is essential to your loved one's physical and emotional well-being.
Include hair, nail, skin and dental care in your daily routine.
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Make sure eyewear prescriptions are up-to-date. If your loved one's sight is failing,
provide good lighting; a magnifying glass; large-print editions of books, newspapers
and magazines; and other low-vision aids.
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Ask how your loved one feels on a daily basis, and keep notes for the doctor.
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Arrange regular dental checkups.
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Consult your loved one's physician about dietary needs. Disease and medication
can affect dietary requirements as much as age. If allowed, try to provide a variety
of foods, using the food pyramid as a resource (see chart below). But don't forget
to include your loved one's favorites. Also, make sure you serve food that can easily
be chewed, cut up in manageable pieces or pureed, if necessary.
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| Examples of One Serving
1 slice of bread
1/2 cup (4oz.) cooked cereal, pasta, rice
1 oz. ready-to-eat cereal
1/2 cup chopped, raw or cooked vegetables
1 cup leafy raw vegetables
1 medium size piece of fruit
1/2 small grapefruit
1/8 of medium size cantaloupe
3/4 cup (6 oz.) fruit juice
1/4 cup dried fruit
2 1/2-3 oz. lean, cooked meat, fish or poultry
Count 1/2 cup cooked beans, 1 egg or 2 tbsp. of peanut butter as 1 oz. of meat
8 oz. low-fat yogurt
1 cup (8 oz.) low-fat or skim milk
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Maintaining Dignity
It's important that your loved one maintain a sense of personal dignity. Try to demonstrate
respect with the following suggestions:
| Be patient and calm. |
| If a loved one has difficulty hearing, speak slightly slower and use a lower pitch.
Use simple, short sentences, and let your loved one see your face and expressions
when speaking. Repeat and clarify when necessary-without being patronizing. |
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| Make short, simple lists of daily activities and encourage your loved one to contribute. |
| Check off completed items each day. |
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| No matter how helpless a loved one appears, don't reverse roles. |
| Treating a loved one like a child can crush any remaining feelings of dignity
and independence. |
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Calmly discuss all plans and decisions.
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| Be positive and firm, and avoid emotional outbursts that only upset both of you.
Explain that you need your loved one's understanding and cooperation. If you reach
an impasse, consult with a third party such as a care manager, doctor or member
of the clergy. |
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| Respect your loved one's religious or spiritual beliefs. |
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| Help your loved one remain active and alert. |
| Encourage reading, hobbies and helping out around the house, if physically able. |
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| Welcome visitors and encourage your loved one to continue to participate in groups,
clubs and organizations, if possible. |
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Caring for aging parents may be not only the most practical choice in your situation,
but also the most rewarding. Home care offers an opportunity to demonstrate your
love and commitment. Sometimes unresolved issues in your relationship may come to
the surface. It may be helpful to have a professional (a case manager, social worker,
counselor or support group) assist you in working through these difficult times.
Home care may not always be the easiest arrangement. But for those who approach
it with a realistic attitude, caring for a loved one in a time of need can be a
gratifying experience.
If you have any questions about caring for aging parents please contact us today! |
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